It’s easy to say that you should save as much as you can while you can. But when fear rules the roost, that maxim flies away. There’s a much simpler way of dealing with today’s markets. Act like it’s 2019. The market went up and you were probably not thinking about it. Money came out …
What 3 Things You Should Not Be Doing With Your 401(k) Now Read More »
I’m seeing a major difference between average retirement plans and great ones. The best plans offer contribution matches and bend over backwards to get people to save. The average and stinker plans do the absolute minimum. What separates the so-so plans from the stars? These three key features, according to Bradley Bartells, a certified public …
3 Great 401(k) Features That Will Help You Save Much More Money Read More »
Roth ira conversion memo near retro briefcase and glasses. getty With talks of major long-term changes to retirement planning as part of the potential tax reform legislation, it’s a great time to start thinking about Roth IRA conversions. As 2021 comes to a close, you might be considering Roth conversions as part of your end-of-year …
Converting To A Roth? Don’t Fall Into These Traps Read More »
Is it better to make pre-tax or Roth contributions to a 401(k)? getty Should you make after-tax Roth or pre-tax contributions to your 401(k)? Roth accounts can be powerful wealth-building tools. But paying tax early doesn\’t always make sense, especially for taxpayers with significant income. Here\’s when to consider pre-tax vs Roth 401(k) contributions. Quick …
When To Use Pre-Tax Vs Roth 401(k) Contributions Read More »
Look for ways to mitigate a potential monetary loss within your employee benefits plan. getty Wait, can you really lose money on your employee benefits plan? The answer is, Yes! Many people are now actually losing money because of the overwhelming nature of selecting employee benefits, such as healthcare and health savings accounts. In fact, …
Can You Actually Lose Money On Your Employee Benefits? Read More »
Can RMDs be combined for multiple accounts? And is there a different timeline when it comes to … [+] governmental retirement plans and the SECURE Act? getty My recent Forbes column on how retirement withdrawals will be affected due to new 2022 RMD tables brought some important RMD-related questions from a reader. Single With An …
How Do RMDs Work If You Have More Than One IRA? And, Do Women Get A Break? Read More »
